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2010학년도 2학기 정부학자금 대출신청 안내
작성자 박성인
날짜 2010.07.23
조회수 312





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class=바탕글> style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 19pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>2010학년도 2학기  정부학자금대출관련 안내

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style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> (장학진흥과 죽전캠퍼스 031-8005-2091~2, 천안캠퍼스 041-550-1321~3)


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>1. 대출 신청 및 실행기간


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출
신청기간 : style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 13pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>‘10.07.19.(월) ~ ’10.09.29.(수)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>- 학자금포털사이트style="FONT-FAMILY: HCI Poppy; COLOR: #800080; FONT-SIZE: 14pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(href="http://www.dankook.ac.kr/html/js/editor/fckeditor/editor/www.studentloan.go.kr">style="text-underline: #000000 single">style="FONT-FAMILY: HCI Poppy; COLOR: #800080; FONT-SIZE: 14pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>www.studentloan.go.krstyle="FONT-FAMILY: HCI Poppy; COLOR: #800080; FONT-SIZE: 14pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>)style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">에서
신청


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>- 신청가능 시간 :style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 13pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 09:00~22:00


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출
실행기간 : style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 13pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>‘style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 13pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>10.07.19.(월) ~ ’10.09.30.(목)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>- 실행가능 시간 : style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 13pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>09:00~16:00


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>2. 대출상담 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>: style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 14pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">콜센터(1666-5114)


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>3. 신청절차


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 가. style="FONT-FAMILY: 휴먼명조; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">공인인증서
발급


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lang=EN-US>   style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>○ 재단과 업무제휴 협약체결 은행을 방문하여 계좌개설 및

style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">인터넷뱅킹
가입 후 해당은행 style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">홈페style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">이지에서
공인인증서를 발급


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     - 협약체결 은행 : 외환은행, 우리은행, 국민은행, 신한은행,


                            
style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">기업은행,
경남은행, 농협은행, style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">광주은행, 

                            
style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대구은행,
부산은행,style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 수협은행,
전북은행,

                           
 SC제일은행, 하나은행, style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>제주은행


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 나. style="FONT-FAMILY: 휴먼명조; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">회원가입


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학자금대출
포털사이트에서 회원가입 (기존 회원은 가입생략)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 다. style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>E-러닝 교육이수


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학자금대출신청
이전 필히 이수하여야 함 (미이수 시 대출신청 불가)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 라. style="FONT-FAMILY: 휴먼명조; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학자금대출신청서
작성 및 서류제출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   ① 로그인 후 학자금대출신청서를 작성


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - 학자금대출 신청정보를 입력하고 공인인증서를

이용하여 본인인증을
거치면 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>신청 완료됨


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  - 가족관계는 본인의 부모 정보를 정확히 입력


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">    
단, 학생이 기혼일 경우 배우자 정보 입력

style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(학생이 이혼 또는style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 사별한 경우 본style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">인
정보만 입력)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ② 서류제출대상자는 학자금대출신청서를 출력하여


      서류제출 시 함께 제출


style="FONT-FAMILY: 한양신명조; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">   
※ 서류제출대상자


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US>     - style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 9pt">학자금대출 신규 신청자 중 부·모 또는 배우자와 함께 동일 세대를
구성


(동일 주민등록등본에 style="FONT-SIZE: 9pt; mso-fareast-font-family: 휴먼명조" lang=EN-US>등재)하고 있지 않은
자


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US>    - style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 9pt">학자금대출 기이용자 중 부·모 또는 배우자의 가족관계
변동자


class=바탕글>lang=EN-US>      단, 동일 주민등록등본에 부·모 또는 배우자가
함께style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US> 등재된 경우 제출 생략


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US>    - style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 9pt">학자금대출 신청자의 주민등록등본 상 부·모 및style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US> 배우자와 동일세대를



구성하지 않거나 부모 또는 style="FONT-SIZE: 9pt; mso-fareast-font-family: 휴먼명조" lang=EN-US>배우자가 사망한 경우(부모
중 한 분이 사망한 경우 포함)


중 1인도 없는 경우style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US> 신청자의 가족관계 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 한양신명조"
lang=EN-US>증명서 제출


 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>③ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학자금대출
신청완료 후 서류제출대상자는 제출해야

할 style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">서류를
style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">준비하여style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy"> style="FONT-FAMILY: 휴먼명조; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">재단으로
style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>팩스 송부 및 소속 대학으로 방문제출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학자금대출
신청자는 반드시 기간내에 대출신style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">청


및 서류제출을 완료하여야style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 함


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     (대출실행 전 가족관계 및 소득분위 확인 필요)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>    style="FONT-FAMILY: HCI Poppy; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>- 기간 내에 학자금대출신청 및 서류제출을 완료하지 않은 학생은

일반상환학자금대출 기준에 따라 취급할 수
있음


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> ※ ‘10-2학기 기준 1style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학년생
중 일반상환학자금대출

신청자는style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 이자지원 없음


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 마. 제출서류 확인


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ① style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">서류제출
대상자 : 대학 또는 재단이 서류 확인


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ② style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">서류제출
생략자 : 재단이 정보 확인


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 바. 소득분위 확인 : 재단이style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 소득분위를 확인


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 사. style="FONT-FAMILY: 휴먼명조; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출금지급
신청


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학생은
학자금대출 포털사이트(마이페이지>진행현황)에서

style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출
style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">승인
여부를 확인하고 style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">공인style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">인증서를
이용하여 본인 인증 style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">후


대출금지급을 신청


style="FONT-FAMILY: HCI Poppy; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>      - style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출승인은
재단의 대출대상자로

선정되었다는 것을 의미style="FONT-FAMILY: HCI Poppy; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">하며, style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학생이


style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">      공인인증서style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">
를 이용하여 인터넷으로

대출약정 style="FONT-FAMILY: 휴먼명조; COLOR: #800080; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">체결을
거쳐야 대출금 지급이 가능


class=바탕글> 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>4. 학자금 대출 적용 기준


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>‘10-2학기 기준 1학년 재학생은 든든학자금 신청style="FONT-FAMILY: 휴먼명조; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">을
원칙


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>    - 성적 및 소득요건 등을 충족하지 못한 경우 및

대학의 등록금
style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">수납기간
마감 등의 사유로 style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">소득style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">
분위 확인 전

학자금대출을 희style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">망하는
경우 일반상환학자금대출로 신청 가능

style="FONT-FAMILY: 휴먼명조; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">(이자지원
없음)style="FONT-FAMILY: HCI Poppy; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>‘10-2학기 기준 2~4학년은 든든학자금 및

일반상환학자금대출(이자지원 있음) 중 선택
가능


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>    - style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">성적
및 소득기준 등을 충족하는 경우 든든학자금

및 일반상환학자금대style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">출
모두 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>승인 후 본인 선택 실행


 


 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>5. 대출자격


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 가. 든든학자금


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 소득1~7분위 대상인 학부생 및 다자녀(3자녀 이상)

가구의 셋째 이후
학생


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 직전학기 성적 80/100점(B학점)이상 이고, 12학점 이상 이수


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">장애우
학생인 경우 직전학기 성적 70/100점 이상,

12학점 미style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">만
이수자도 가능


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 만 35세 이하인 학생


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 나. 일반상환학자금대출


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy"> 
○ 소득8~10분위에 해당하는 대학생


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - ‘10-2학기 기준 학부 1학년 학생 : 소득8~10분위 해당자


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">    
단, 대학의 등록금 수납 마감 등의 사유로 소득분위

확인 전 학자style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">금대출을
희망할 경우 신청


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">    
가능(이자지원 없음)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - ‘10-2학기 기준 학부 2~4학년 학생 : 소득8~10분위 해당자


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">     
단, 소득7분위 이하 해당자는 든든학자금과

일반상환학style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">자금대출
중 본인이 선택할 수 있음


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">    
(이자지원 있음)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>    ※ 만 36세 이상인 학생은 일반상환학자금대출만 신청 가능


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 직전학기 성적 70/100점(C학점) 이상, 이수학점 12학점 이상


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 만 55세 이하인 학생


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 재단이 요구하는 기본적 신용요건을 충족하는 학생


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 재단이 정하는 대출금지 및 제한 대상자가 아닐 것


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>6. 대출금리style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> : style="FONT-FAMILY: HCI Poppy; COLOR: #0000ff; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>5.2%


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 가. 취업후상환학자금대출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">변동금리로서
재단채권 발행금리를 감안하여

교육과학기술부장관이 결정하여 고시


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 나. 일반상환학자금대출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">고정금리style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">로서
재단채권 발행 금리를 감안하여 결정


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>7. 대출범위 및 한도


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 가. 든든학자금


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 등록금대출 : 소요액 전액(개인별 한도 없음)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 생활비대출 : 연간 200만원(학기당 100만원)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     <소득분위에 따른 생활비대출 지원 유형>



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vAlign=center rowSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">소득분위


class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">구분

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 72.6pt; PADDING-RIGHT: 5.1pt; BACKGROUND: #e0e5fa; HEIGHT: 28.14pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center rowSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">지원금액

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 181.99pt; PADDING-RIGHT: 5.1pt; BACKGROUND: #e0e5fa; HEIGHT: 13.82pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center colSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">상환방법

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 129.2pt; PADDING-RIGHT: 5.1pt; BACKGROUND: #e0e5fa; HEIGHT: 28.14pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center rowSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">비고

style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 89.58pt; PADDING-RIGHT: 5.1pt; BACKGROUND: #e0e5fa; HEIGHT: 14.32pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">원금

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 92.41pt; PADDING-RIGHT: 5.1pt; BACKGROUND: #e0e5fa; HEIGHT: 14.32pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">이자

style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: medium none; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 69.77pt; PADDING-RIGHT: 5.1pt; HEIGHT: 28.14pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">기초생활


class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">수급권자

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 72.6pt; PADDING-RIGHT: 5.1pt; HEIGHT: 98.24pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center rowSpan=5>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">연200만원


class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(학기당


class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>100만원)

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 181.99pt; PADDING-RIGHT: 5.1pt; HEIGHT: 28.14pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center colSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">무상보조

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 129.2pt; PADDING-RIGHT: 5.1pt; HEIGHT: 28.14pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 9pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">기초생활수급자
생활비 무상지원 지원기준에 따름

style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: medium none; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 69.77pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>1~3

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 89.58pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">납부유예

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 92.41pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">무이자

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 129.2pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">유예기간
동안 무이자

style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: medium none; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 69.77pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>4~5

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 181.99pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center colSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">납부유예

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 129.2pt; PADDING-RIGHT: 5.1pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">등록금대출과
동일

style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: medium none; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 69.77pt; PADDING-RIGHT: 5.1pt; HEIGHT: 14.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>6~7

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 181.99pt; PADDING-RIGHT: 5.1pt; BACKGROUND: #e3f4e3; HEIGHT: 42.46pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center rowSpan=2 colSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">거치기간
이자납입


class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>상환기간 원리금납입


class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(최대 10년 거치, 10년 상환)

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 129.2pt; PADDING-RIGHT: 5.1pt; HEIGHT: 42.46pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center rowSpan=2>

class=바탕글> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">일반상환학자금대출
style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">상환방식
적용 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(이자지원 없음)

style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: medium none; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 5.1pt; WIDTH: 69.77pt; PADDING-RIGHT: 5.1pt; HEIGHT: 27.64pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>8~10*



style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     * 소득8~10분위 해당자 중 다자녀 가구의 셋째 이후
해당자


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 나. 일반상환학자금대출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  (1) 1인당 대출한도 : 등록금+생활비 또는 어학연수비

style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 11pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(든든학자금 수혜금액도 포함)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 대학(전문대학 포함, 5·6년제 대학 제외) : 4천만원


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>      5·6년제 대학(원) 및 일반·특수 대학원 :
6천만원


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     의·치의·한의 계열 대학(원) 및 전문대학원 : 9천만원


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  (2) 생활비대출 : 연간 200만원(학기당 100만원)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 대학(학부) 1학년은 든든학자금 성적 및 소득기준style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">을


충족하는 경우에 한하여 대출 가능


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">    
(이자지원 없음)


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>8. 대출기간


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 가. 든든학자금


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출취급
시점으로부터 상환기준 이상의 소득이

발생하여 상환style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">이
개시되어 대출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     원리금 전액상환 시 까지


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 나. 일반상환학자금대출


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 최대 20년(거치기간 10년 + 상환기간 10년)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>     - 거치기간은 학제에 따른 잔여 학업기간과 군복무기간,

어학연수
등 취업준비기간 등을


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>        감안 최대 10년 이내에서 학생이 희망하는
기간


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>    - 상환기간은 10년 이내에서 학생이 희망하는 기간


 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>9. style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">소득수준별
대출 이자지원style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(일반상환학자금대출 거치기간 중 지원)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">학생의
가구소득을 감안하여 대출 이자의 전부 또는

일부를 정부 예style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">산으로
지원


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">가구소득은
건강보험료 부과체계에 따른 가구환산소득을

건강보험공style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">단과의
연구용역을 style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">통해
산정


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lang=EN-US>  ※ 소득분위 산정 대상 범위(미혼 학생 : 본인과 부모 / 기혼 학생 :

본인과
배우자)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">대출실행
시 소득분위가 확인된 경우 무이자·저리 대상자로

조기 선style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">정style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>(1차 선정)


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lang=EN-US>    ※ 단, 대출시점에 가구소득분위 확인이 불가한 경우 대출실행 후


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lang=EN-US>1개월 이내(이자납입 기일


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lang=EN-US>        도래 전) 소득분위 파악 후 금리
조style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">건변경
실시


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※ 이자지원 대상선발 기준은 정부예산 지원에 따라 변경될 수 있음


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lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">지원대상은
소득수준에 따라 무이자, 저리1·2종으로 구분


   


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vAlign=center>

class=바탕글> style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">이자지원

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 1.98pt double; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; BACKGROUND: #e0e5fa; HEIGHT: 13.82pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">소득분위

 style="BORDER-BOTTOM: #000000 1.7pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; BACKGROUND: #e0e5fa; HEIGHT: 13.82pt; BORDER-TOP: #000000 1.7pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

class=바탕글> style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; FONT-WEIGHT: bold; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">환산소득 style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>(만원)

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">무이자(이자전액)

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>1분위～ 3분위

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>～2,585

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">저리1종(4.0%p)

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.98pt double; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>4분위～ 5분위

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>2,586～3,693

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">저리2종(1.5%p)

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 1.98pt double; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: #000000 0.28pt solid; PADDING-TOP: 1.41pt"
vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>6분위～ 7분위

 style="BORDER-BOTTOM: #000000 0.28pt solid; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>3,694～4,975

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vAlign=center rowSpan=2>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">일
반

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>8분위～10분위

 style="BORDER-BOTTOM: #000000 0.28pt dotted; BORDER-LEFT: #000000 0.28pt solid; PADDING-BOTTOM: 1.41pt; PADDING-LEFT: 1.41pt; WIDTH: 127.45pt; PADDING-RIGHT: 1.41pt; HEIGHT: 13.82pt; BORDER-TOP: #000000 0.28pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 1.41pt"
vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-fareast-font-family: 한양중고딕"
lang=EN-US>4,976～

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vAlign=center>

style="FONT-FAMILY: 한양중고딕; FONT-SIZE: 11pt; mso-hansi-font-family: 한양중고딕; mso-ascii-font-family: 한양중고딕">선정제외대상

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vAlign=center>

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lang=EN-US>-



style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>10. 상환의무(든든학자금)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 채무자는 대출시점부터 대출원리금에 대한 상환의무를 부담


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>65세 이상으로서 국민연금소득 외에 다른 소득이 없고

대통령령으로style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">정하는
소득인


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style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>정액 이하인 경우 대출원리금에 대한 상환의무 면제 가능


 


class=대제목>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>11. 상환방법(든든학자금)


class=대제목>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 원리금 의무상환액 : (연간소득금액-상환기준소득)×상환율(20%)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>    ※ 연간소득금액과 상환기준소득 모두 근로소득 공제 이후 금액 적용


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">국세청
부과징수 : 국세청이 국세징수시스템을 활용하여 징수


style="TEXT-ALIGN: center; LINE-HEIGHT: 100%; LAYOUT-GRID-MODE: char; MARGIN-LEFT: 0pt"
class="개요 3"> 


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>12. 사후관리(든든학자금)


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 장기미상환자 관리


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - 졸업 후 3년간 상환실적이 없는 경우 또는 상환

(자발적상환 포함)이 개시된
후


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>      3년까style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>지 상환액이 총 대출원리금의 5% 미만인 경우

본인과 배우자의 소득 및style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> 재산을 함께 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>파악하여 상환개시여부 결정


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  - 국세청이 채무자의 소득과 재산을 조사하여 소득인정액을

산정하고 그 금액이
기준 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>소득의 1.5～2.0배를 초과하는 경우

소득연계방식에 의한 상환 개시


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 해외이주자 관리


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  -style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US> style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">출국
3개월 전까지 이주사실 신고의무 부과, 전액상환

또는 보style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">증
입보 후 원리 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>금균등분할상환으로 전환


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 해외유학자 관리


style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  - 해style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">외
유학 예정인 채무자는 출국 40일 전까지 유학계획 및

원리style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">금
상환계획을  style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>재단에 신고 및 보증 입보 후 상환유예


 


class=대제목>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>13. 신고의무(든든학자금)


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 채무자는 다음의 사항을 재단에 성실히 신고해야 함


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>   - 연 1회 이상 본인과 배우자의 주소, 직장, 부동산 등 재산상황,


style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">금융재산,
재산의 변동여부 등style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">의
정보

(이때 채무style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">자는
본인의 대style="FONT-FAMILY: 휴먼명조; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-ascii-font-family: HCI Poppy">출원리금
및 상환내역을 확인하여야 함)


class=바탕글>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  - 소득이 발생한 경우에는 즉시 소득발생 사실,

소득의 종류, 연간 소득 및 사용자 등에
관한 style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>사항


class=대제목> 


class=대제목>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; FONT-WEIGHT: bold; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>14. 기타사항


class=대제목>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 원금 또는 이자 연체시 대출승인이 불가하며

상환일 기점으로 다음날부터
대출  style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>실행이 가능함


class=대제목>style="FONT-FAMILY: HCI Poppy; FONT-SIZE: 12pt; mso-hansi-font-family: HCI Poppy; mso-fareast-font-family: 휴먼명조"
lang=EN-US>  ○ 특별추천은 재학중 2회만 가능함
다음글
2010-2 수강신청 일정 및 종합강의시간표 공고
이전글
2010-2학기 시간표 변경사항 공지